Right on the Money- Personal and Practical Personal Finance

Description

Today's ever changing financial situations require that solid and practical personal financial planning should be available to each person with income and responsibilities. This class is designed to provide that basic personal financial planning. The class provides a curriculum with the plans and procedures that will help anyone identify, understand and accomplish their financial goals. We cover basic personal financial planning, asset and credit management, savings/investment and retirement planning.

Objectives

• Students will be shown what types of banking services are essential to managing finances and the right way to pay bills.
• Students will prioritize expenses, develop a spending plan and learn how to manage credit cards with and without balances.
• Students will develop an approach for saving for retirement and will become well versed in the various college savings plans available.
• Students will gain knowledge of different types of insurance needed as well as become familiar with a strategic approach to buying homes and cars with different types of loans.
• Students will learn methods to become a savvy shopper and traveler as well as learn about various financial experts and resources available.
• Students will learn to refocus their thinking process to take control of their finances and set personal goals for managing their financial world.

Book

Lesson 1: Setting Up Your Financial Life

Read chapter 1: Setting up your financial life
Complete the checklist at the end of the chapter

Lesson 2: Take Charge of Your Spending and Get the Most Out of Your Credit Cards

Read chapter 2: Take charge of your spending
And chapter 3: Get the most out of your credit cards
Complete the checklists at the end of each chapter. 

Lesson 3: A Guide to Retirement Investing and Saving for College

Read chapter 4:  The no sweat guide to retirement (and other) investing
and chapter 5:  The easy way to save for college
Complete the checklists at the end of each chapter

Lesson 4: Property and Casualty, Life and Health Insurance Needs and Buying of Homes and Vehicles

Read chapter 6: Insurance:  Protecting what you have- and will have
and chapter 7:  Buying homes and cars
Complete the checklists at the end of each chapter. 

Lesson 5: Be a Savvy shopper and resources available to you.

Read chapter 8: When you need help
and chapter 9:  Be a savvy shopper
Complete the checklists at the end of each chapter. 

Lesson 6: Changing Your Uneasy Mind and Setting Goals

Read chapter 10: Changing your uneasy mind
and chapter 11:  Setting Goals-or what are you doing the rest of your life
Complete the checklists at the end of each chapter. 

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